While getting out of debt is a high biblical priority it is as much a wisdom issue as a righteousness one, and requires discernment and good strategy not just a single act of obedience.
Being in a position to lend money to others is a blessing, whereas being the borrower is a curse (see Deuteronomy 28:44-45). Unless there's an overwhelming need to borrow, it's unwise for God's children to put themselves under the curse of indebtedness.
It’s one thing to trust God to provide for our present needs (Matthew 6:33). It is another to presume upon him by dictating (via choosing to go into debt) the demand for, amount of and necessary duration of his future provision.
There are many possible motives for lending money.
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