I believe in divine election as taught in Scripture. The “elect” are referred to in ten or so passages and the “chosen” in many others. Col 3:12 calls us “God’s chosen people, holy and dearly loved.”
“Who will bring any charge against those whom God has chosen? It is God who justifies (Romans 8:33). Ephesians 1:11 says “In him we were also chosen, having been predestined according to the plan of him who works out everything in conformity with the purpose of his will.” Romans 9:10-21 makes clear we are in sin and can do nothing to earn or merit our being chosen by God. His choice of us is unconditional and therefore in no sense is it to our credit.